Ford Lease Deals Near Hutchinson, MN

Jay Malone Ford at 1165 Highway 7 West in Hutchinson, Minnesota offers Ford lease specials through Ford Credit on models like the F-150, Ranger, Maverick, Bronco Sport, and Explorer. Lease offers change every month and are listed on our new vehicle specials page. The Ford you want isn't on our lot? We never charge extra to locate one. Call (320) 587-4748.

New Fords on Our Lot Now

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.

The Short Answer

Yes — Jay Malone Ford in Hutchinson, Minnesota offers Ford lease specials through Ford Credit, and they change every month. The best way to see this month’s offers is our new vehicle specials page, or ask us to run lease numbers on a specific Ford. A good lease deal depends on more than the monthly number: the mileage allowance, what’s due at signing, and whether you have a trade all matter. Call (320) 587-4748.

How a Ford Lease Works

When you lease through Ford Credit’s Red Carpet Lease, you pay for the part of the vehicle’s value you use during the lease — the difference between the price and what it’s expected to be worth at the end (its residual value) — plus a finance charge, taxes, and fees. You agree on a lease term and an annual mileage allowance up front, and at the end you can return it, buy it, or move into a new Ford.

Lease Term

You choose how long the lease runs when you sign. Shorter terms keep you in a newer Ford; longer terms spread the cost differently.

Mileage Allowance

You pick an annual mileage allowance at signing. Miles over the allowance are charged at lease end, so choose based on how you really drive.

Residual Value

The vehicle’s projected value at lease end. Fords that hold their value well, like the F-150 and Bronco, can make leasing more attractive.

Lease End

Return it, buy it for the purchase price in your contract, or move into a new Ford. Excess wear and mileage charges may apply on return.

Which Fords Can You Lease?

Lease specials rotate month to month, and they aren’t offered on every model or trim at the same time. If the Ford you want isn’t on this month’s specials, we can still lease it — ask us to run the numbers. Shop what’s on our lot now:

Leasing a Ford in Minnesota: What to Know

Sales tax works differently on a Minnesota lease. Minnesota taxes the total up-front lease price rather than each monthly payment, at the 6.875% state sales tax rate plus any local sales tax where the vehicle is garaged. A cash down payment doesn’t reduce the taxable amount, but a trade-in does. We’ll show you exactly how tax is handled on your lease before you sign. Source: Minnesota Department of Revenue.

Pick your mileage for real central Minnesota driving. Commutes to the Twin Cities, weekend lake trips, and county gravel roads add up. Choosing the right mileage allowance at signing costs less than paying for extra miles at lease end.

Winter is part of normal wear. Ford Credit allows for normal wear and use, but rock chips, curb rash, and interior salt stains can count as excess wear at return. Our Ford-certified service team can look over your vehicle before lease end.

Staying with Ford pays at lease end. Ford Credit says lease customers who buy or lease a new Ford or Lincoln may be eligible for a disposition fee waiver. We’ll check what applies to your lease when you’re ready. Source: Ford Credit Lease Renewal Guide.

Should You Lease or Buy Your Ford?

Leasing Often Fits If…

You like driving a newer Ford every few years, your yearly miles are predictable, and you want the latest safety and tech features under factory warranty coverage.

Buying Often Fits If…

You drive a lot of miles, tow or haul hard, plan to add a lift, tires, or accessories, or want to keep your truck long after it’s paid off.

Your Trade Counts Either Way

Trade-in equity can go toward a lease or a purchase, and in Minnesota a trade-in reduces the taxable amount on a lease. Value your trade online before you visit.

What Jay Malone Customers Say on Google

“Just got my new 2023 Ford! Ben was absolutely amazing in helping and so easy to get along with! Him and the team were very helpful with the whole process. Definitely recommend from buying from here!”

— Tina O., Google review

“They truly value their customers interests, which makes me happy and comfortable when it comes to making such a large purchase. I recommend them to not only locals, but everyone looking to buy a used/new vehicle!”

— Reagan, Google review

“Jay and his staff have impeccable service, truly caring about a customers satisfaction… I have purchased 2 vehicles from them and am very grateful! You will not regret your experience at this business. Definitely my dealer for life.”

— Autumn H., Google review

Leasing a Ford From Across Central Minnesota

The Malone family has owned and operated Jay Malone Ford since 2005, on a Highway 7 West corner that has been home to a Hutchinson dealership since 1980. Drivers from across McLeod County and the surrounding area lease their Fords here — and we’ll run your numbers by phone before you make the drive.

See all the communities we serve.

Ford Lease Questions

Are there good Ford lease deals near Hutchinson, MN?

Yes. Jay Malone Ford at 1165 Highway 7 West in Hutchinson, Minnesota offers Ford lease specials through Ford Credit that change every month, on models like the F-150, Ranger, Maverick, Bronco Sport, and Explorer. See this month's offers on our new vehicle specials page, or call (320) 587-4748 and we'll run lease numbers on a specific Ford.

What is a Ford Credit Red Carpet Lease?

Red Carpet Lease is the name of Ford Credit's lease program. You agree on a lease term and an annual mileage allowance up front, make monthly payments for the part of the vehicle's value you use, and at the end you can return it, buy it, or move into a new Ford.

How is sales tax handled on a Ford lease in Minnesota?

Minnesota taxes the total up-front lease price rather than each monthly payment, at the 6.875% state sales tax rate plus any local sales tax where the vehicle is garaged. A cash down payment doesn't reduce the taxable amount, but a trade-in does, according to the Minnesota Department of Revenue.

How do I know if a Ford lease is a good deal?

Look at the whole lease, not just the monthly number: the amount due at signing, the annual mileage allowance, the lease term, and whether a trade-in is included. Two leases with similar monthly numbers can cost very different amounts over the lease. We'll walk you through every part of the offer before you sign.

Can I lease a Ford that isn't on this month's specials?

Yes. Lease specials only cover certain models and trims each month, but you can lease most new Fords. Ask us to run the numbers on the exact Ford you want. If it isn't on our lot, we can locate one or factory order it, and we never charge extra to locate a vehicle.

What happens at the end of a Ford lease?

You can return the Ford, buy it for the purchase price in your lease contract, or move into a new Ford or Lincoln. Ford Credit says lease customers who buy or lease a new Ford or Lincoln may be eligible for a disposition fee waiver. If you return the vehicle, excess mileage and excess wear charges may apply, so it's worth having our service team look it over before your lease ends.

Can I use my trade-in toward a Ford lease?

Yes. Trade-in equity can go toward a lease, and in Minnesota a trade-in also reduces the taxable amount on a lease. Value your trade online before you visit.

Is Jay Malone Ford in Hutchinson, Minnesota or Hutchinson, Kansas?

Jay Malone Ford is in Hutchinson, Minnesota, at 1165 Highway 7 West in McLeod County. We are not connected to any dealership in Hutchinson, Kansas.

Ready to See Your Ford Lease Numbers?

Check this month’s specials, value your trade, or call and we’ll run the numbers on a specific Ford.

About the Author

Nick Betker is the Finance Manager at Jay Malone Ford in Hutchinson, Minnesota. He walks customers through Ford Credit lease and financing options every day and can run lease numbers on any Ford. Call (320) 587-4748.

Lease offers, terms, and availability change monthly and vary by model and trim; see current offers and dealer for complete details. All leases are subject to Ford Credit approval. Excess mileage and wear charges may apply at lease end. Disposition fee waiver eligibility is set by Ford Credit. Tax information is general and based on Minnesota Department of Revenue guidance; your lease documents show the exact tax on your transaction.