Get Your Deal, The Jay Malone Way!

Quick AnswerJay Malone Ford in Hutchinson, MN lets you complete your entire vehicle purchase online — browse inventory, build a custom payment, value your trade, and apply for financing from home. Call (320) 587-4748 or visit 1165 Highway 7 West to finalize in person whenever you’re ready.

Shopping for a new Ford in central Minnesota has never been more flexible. Whether you’re in Hutchinson, Glencoe, Litchfield, Dassel, or anywhere across McLeod County, Jay Malone Ford’s online tools let you move at your own pace — on your schedule, from your couch, with no pressure and no guesswork. We’ve been doing this the right way since 2005, and these tools are just another way we put you in control.

Here’s exactly how to get your deal done — the Jay Malone way.

Step 1: How Do I Browse Ford Inventory at Jay Malone?

You can view our full inventory of new and pre-owned Ford vehicles online at any time — with real photos, real VINs, and real prices on every vehicle sitting on our lot in Hutchinson.

Filter by model, trim, color, price range, or mileage. Whether you’re searching for an F-150, Explorer, Bronco, Maverick, or Super Duty, you can narrow the list down to your top two or three before you ever make the drive in from Cokato or Winsted. If you want to schedule a test drive on a specific VIN, just call us or hit the button on any vehicle detail page.

Can’t find exactly what you want? We’ll locate it for free. Use our Find It For Me tool, or factory-order the exact build you want through our Custom Factory Order tool. We never charge extra to find or locate a vehicle for you.

Step 2: How Do I Build My Own Payment Online?

Once you find a vehicle you like, you can customize a payment right on the vehicle detail page — adjusting your down payment, loan term, and trade-in value to find a monthly number that works for your budget.

Our payment calculator is built into every new and pre-owned listing. You’ll get a real-time estimate based on actual finance terms — not a generic range that means nothing. Adjust the sliders until the payment fits, then save or share the deal with someone you’re buying with.

Want to lock in a payment before you come in? Pre-qualify first (Step 4), then build your payment around your actual rate.

Step 3: How Do I Value My Trade-In from Home?

Get an instant online estimate for your current vehicle in minutes using our TradePending tool — no visit required, no obligation.

Enter your vehicle’s year, make, model, trim, mileage, and condition. The tool pulls current market data and generates an estimate you can apply directly toward your next purchase. Once you bring the vehicle in, one of our team members will do a quick in-person appraisal to finalize the number. In most cases, the final offer is right in line with the online estimate.

Important: You don’t have to buy from us to trade with us. We buy vehicles outright — even if you’re not purchasing anything. Bring your car, truck, or SUV in and we’ll make you an offer.

Step 4: How Do I Apply for Financing at Jay Malone Ford?

You have two options depending on where you are in the process, and neither one requires you to be in our showroom.

Option A — Pre-Qualify with No Credit Impact: If you want to know your buying power before you pick a vehicle, use our Capital One pre-qualification. It takes about two minutes, uses a soft credit pull (which does not affect your credit score), and gives you a real pre-qualification amount you can shop with confidently.

Option B — Full Credit Application: Once you’ve chosen your vehicle and are ready to move forward, submit a full credit application. This is the standard application that goes to lenders for approval and results in your final financing terms.

Step 5: How Do I Check for Current Ford Finance Specials?

Ford Motor Credit and Jay Malone Ford run time-limited specials throughout the year — low APR offers, lease deals, cash back incentives, and employee pricing events. Before you finalize anything, check our current specials page to make sure you’re not leaving money on the table.

Specials change monthly (sometimes more often), so the best time to check is right after you’ve chosen your vehicle. Some deals are model-specific; others apply across the entire new Ford lineup. Our team can walk you through exactly what’s available for the vehicle you’ve selected.

Step 6: How Do I Finalize My Deal with Jay Malone Ford?

Once you’ve browsed, built your payment, valued your trade, and applied for financing, you’re ready to connect with our team and wrap things up.

You can finalize in person at our Hutchinson showroom at 1165 Highway 7 West — most customers from Hutchinson, Litchfield, Glencoe, and the surrounding area find this the easiest route. We’ll review your deal together, go over any add-ons or protection packages if you’re interested, and get the paperwork signed.

Prefer to handle as much as possible remotely? No problem. Reach out by phone, email, or the contact form below and we’ll tell you exactly where things stand and what’s left to do. We can often move very close to final before you ever come in — so when you do arrive, your time here is short and your drive home is in your new Ford.

Frequently Asked Questions

Shop Online, Your Way at Jay Malone Ford

Whether you want to complete every step from home or prefer to walk in and work with one of our team members face-to-face, we meet you where you are. Hutchinson-area drivers have been choosing Jay Malone Ford since 2005 because we make the process straightforward, honest, and pressure-free — online or in person.

Ready to get started? Use any of the tools above, fill out the contact form, or give us a call. We’re here Monday–Friday 9am–6pm and Saturday 9am–4pm.

Last reviewed: July 2026. Content reflects current tools and offers at Jay Malone Ford, 1165 Highway 7 West, Hutchinson, MN 55350. Hours and offers subject to change — call (320) 587-4748 to confirm.